Insurance Bad Faith Litigation
An insurance policy is considered a contract between you, the insured (whether you are an individual or a business), and your insurance company. This contractual agreement requires the insurance company to act in “good faith” toward you in regard to claims you may file under the insurance policy. If an insurance company unreasonably withholds the benefits of the policy from its insured, it is considered acting in “bad faith.”
To win a bad faith claim, a bad faith insurance attorney must prove that the insurance company failed to honor its contract and had no reason not to pay. Insurance company attorneys are experts in finding reasons to deny claims.
Insurance companies can commit bad faith by:
- Failing to promptly and thoroughly investigate a claim.
- Deliberately delaying payment.
- Unreasonably denying benefits to a claim.
- Refusing to settle a case.
- Failure to reimburse you entirely for your loss.
- Using unreasonable interpretations in translating the language of the policy.
If your insurance company has acted in bad faith on your legitimate claim, let an experienced former insurance defense attorney help you. Protect your rights under your insurance policy by contacting our office today. We offer free immediate consultations in person at our office in West Chester, Ohio, or at your business or home location. Initial consultations are always free, immediate, and confidential.