Practice Areas

Personal & Small Business Bankruptcy

Debt, Credit Counselors, Personal and Small Business Bankruptcy Attorneys:

Caparella-Kraemer Bankruptcy attorneys understand that sometimes the good, hard-working people of Butler County and Warren County have been adversely affected by the economic downturn of 2008.

We all know of families, friends, and colleagues who live in our neighborhoods in West Chester, Liberty Township, Fairfield, Hamilton, Middletown, Deerfield and Mason that have lost their jobs through layoffs, reductions in force, or due to the emergence of technology that often replaces the workers that they are supposed to help.

Many times, our clients are struggling to pay for their medical care or the care of loved ones and there just is not enough money left over to pay for credit cards and other debt, while paying your taxes, rent, and tuition and making sure that the essentials of life are also paid for. We want to help you to get your debt under control.

At Caparella-Kraemer, we believe we can help by first providing an initial review of not just your assets and debts, but to talk to you about your present situation and where you like would to be 5 years from now and how we can help you get to there.

We will help you by providing debt counseling, credit report counseling and, if necessary, advising on the pros and cons of either a personal bankruptcy or a small business bankruptcy, if necessary.

We can consider filing for either a consumer bankruptcy or a small business bankruptcy under Chapters 7, 11 or 13 of the United States Bankruptcy Code. The filing of a bankruptcy petition will provide you with the protections of the “automatic stay” in order to stop the harassing and threatening phone calls and mailings.

The law says that you are entitled to a “fresh start” and a second chance.

Let Caparella-Kraemer help you or your small business by consulting with you on the best options for your unique situation. 

Bankruptcy is a lawful way to protect yourself from creditors and get out of debt. An increasing number of people are turning to bankruptcy as a result of unforeseen life circumstances such as job loss, divorce or health issues. You need competent bankruptcy counsel on your side.

The Attorneys of Caparella-Kramer are available to help solve your legal problems M-F, 8:00 a.m. to 5:30 pm, and weekdays and evening by appointments.

Our offices are located less than a 30 minute drive from downtown Cincinnati and Dayton, Ohio. We are conveniently located on State Rte. 747 and Rialto Road, which is located less than 2 miles from Tri-County Mall.

We are conveniently located on State Rte. 747 and Rialto Road, which is located less than 2 miles from Tri-County Mall. We offer free parking with our friendly and private experience. Contact your debt relief law firm online for any and all of your bankruptcy needs at 513-942-7222 or

We are a debt relief agency. We help our citizens and small businesses owners file for relief under the Bankruptcy Code. We help homeowners stay in their homes. We can help you.